💰 Financing & Insurance
Affordable dental care options to fit your budget
Insurance Coverage
We accept most major dental insurance plans and will help maximize your benefits.
CareCredit
Special financing available – No interest if paid in full within promotional period.
Payment Plans
Flexible payment arrangements to make dental care accessible and affordable.
Cash Discounts
Special pricing available for patients paying in full at time of service.
Treatment Planning
Upfront cost estimates – no surprise bills, just transparent pricing.
Portal Billing
View and pay your account balance anytime through the patient portal.
Insurance Plans We Accept
We are happy to work with your insurance company. Common plans we accept include:
- Delta Dental
- MetLife
- Aetna
- Blue Cross Blue Shield
- Cigna
- United Healthcare
- Guardian
- And many others…
Understanding Your Benefits
How Dental Insurance Works
Most dental insurance plans cover preventive care (cleanings, exams) at 100%, basic procedures (fillings) at 70-80%, and major work (crowns, implants) at 50%.
Maximizing Your Benefits
- Schedule preventive visits twice per year to take advantage of covered cleanings
- Complete major treatment before your annual maximum is reached
- Use your benefits – they typically don’t roll over to next year
- Ask us about treatment timing to optimize your insurance coverage
Payment Options
Payment Methods We Accept
- ✓ Visa, Mastercard, Discover, American Express
- ✓ Cash and check
- ✓ Direct debit/ACH transfers
- ✓ CareCredit financing
- ✓ Payment plans
CareCredit Financing
Special interest-free financing available for qualified patients:
- 0% interest if paid in full within 6-24 months (depending on plan)
- No prepayment penalties
- Apply online or in-office
- prompt approval for most patients
Monthly Payment Plans
For treatment exceeding $500, we offer flexible payment arrangements:
- Divided into 3-12 monthly installments
- No credit check required
- Low or no interest options available
Financial Policies
Payment is Due:
- At time of service for procedures not covered by insurance
- Within 30 days of insurance payment for out-of-pocket portions
- Patient portion is due regardless of insurance processing delays
Insurance Claims
We bill insurance directly as a courtesy. Our office handles all claim submissions. However, you remain responsible for your portion whether or not insurance pays.
Ready to Get Started?
Let’s discuss your financing options and create an affordable treatment plan
